Home ownership is a scam
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A personal take on why traditional homeownership can be a financial trap, why consistent income matters more, and how investment property offers freedom while your primary home often just ties you down.
Post Outline:
- The problem with the traditional homeownership dream
- The real cost: decades of debt and limited freedom
- Why income is a better safety net than a mortgage
- The difference between living in a home vs. owning an income property
- Why society pushes renting (and why it works)
- The real freedom money gives you
The Problem with the Traditional Dream
We’ve been told that buying a home is the ultimate goal. But for most, that means locking into a 20–30 year loan often for a place they’ll only live in for a portion of their life.
The Real Cost
A mortgage can be a financial anchor. Property taxes keep rising. Home values may go up, but until you sell, it’s not real money in your pocket. And selling your home without a backup means facing homelessness or another big financial commitment.
Why Income Matters More
Consistent income daily, weekly, monthly is what keeps life moving. It pays rent anywhere, covers groceries, and gives you freedom. A house without income is just another bill you have to pay.
Living in a Home vs. Owning an Income Property
The only real estate that makes sense to me is the kind that makes money. If I own a property, I want it to be one where others pay me rent, not one that drains my bank account every month.
Why Renting Works for Society
Everywhere in the world, renting is a steady stream of income for owners. It’s predictable, it’s monthly, and it’s why entire systems are built to keep people renting.
The Real Freedom
Life changes quickly jobs, relationships, opportunities. The freedom to live anywhere comes from having steady income, not from being tied to a mortgage you might still lose if things go wrong.
